Caveat up front. I am not qualified to offer financial advice and I am not affiliated to Chase Bank in any way. This is purely informational. Chase Bank just launched a new fee-free, mobile bank account, offering 1% cash back on all transactions. Account holders can then open an instant access savings account, which offers 1.5% AER. Just thought I’d mention it, as I can’t see any instant access savings out there that comes close to that rate. Hope that helps.