The best 'interest' bank accounts

Discussion in 'Bulletin Board' started by Acido Tyke, Jul 30, 2025 at 9:24 AM.

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  1. Acido Tyke

    Acido Tyke Well-Known Member

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    Hey I promise I'm not asking for pin numbers here lol.
    I'm interested to know though, what everybody thinks are the best accounts these days, for the best possible extra 'interest'.
    I've only got a basic current account at the moment, with no interest!.
    And I think hey come on!!, I want my money to work better for me!!. :D
     
    Acido Tyke, Jul 30, 2025 at 9:24 AM
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  2. mat

    matthirst9 Active Member

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    CHASE currently topping up their savings account to 5% AER
     
    matthirst9, Jul 30, 2025 at 9:26 AM
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  3. Che

    Chef Tyke Well-Known Member

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    Head to money saving expert. He has a feature on it this week
     
    Chef Tyke, Jul 30, 2025 at 9:34 AM
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  4. Baz

    Bazza Well-Known Member

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    ISA can get 4.5% if you dont touch it for 12 months
     
    Bazza, Jul 30, 2025 at 9:36 AM
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  5. And

    Andrew Tennant Well-Known Member

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    I'm fairly happy with my Nationwide account - they still have a branch within easy access of my house, pay me £100/year for holding a current account with them (plus another £100 for the joint account), and offer combined roadside assistance/worldwide travel insurance/mobile phone cover for significantly less than they'd cost me to buy separately.

    MoneySavingExpert have a page on the best current accounts by a number of measures - switching incentive, longer term rewards/interest, or customer service; I recommend you read there before deciding what works best for you:

    https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#switch
     
    Andrew Tennant, Jul 30, 2025 at 9:43 AM
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  6. JamDrop

    JamDrop Well-Known Member

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    Always go on moneysavingexpert for this. It will list the best ones to date and explain all the ins and outs really clearly. Check both the ‘best ISAs’ and ‘best savings accounts’ to see which ones are right for you and if it’s time to switch any that you have.
     
    JamDrop, Jul 30, 2025 at 10:03 AM
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  7. red

    redrum Well-Known Member

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    Get a cash isa. Can put upto 20k in although I think there going to lower it soon.
     
    redrum, Jul 30, 2025 at 10:13 AM
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  8. Baz

    Bazza Well-Known Member

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    I use the same mate with Nationwide.
    Free travel insurance breakdown cover etc.
    Worth every penny.
    But be careful with travel insurance it's changed to 31 days only.
    Got caught out couple o years ago with this.
     
    Bazza, Jul 30, 2025 at 10:45 AM
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  9. man

    mansfield_red Well-Known Member

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    If it's going to be in there long term I'd drip it into a stocks and shares ISA every month, into a relatively low risk fund.
     
    mansfield_red, Jul 30, 2025 at 10:50 AM
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  10. leeupo

    leeupo Well-Known Member

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    Club Lloyds monthly saver is 6.5%. Can only put £400 a month in it.
     
    leeupo, Jul 30, 2025 at 11:25 AM
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  11. Arc

    Archerfield Well-Known Member

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    If you pay tax on your savings at a high rate low coupon Gilts offer a better net return as they are capital gains free when held directly.
     
    Archerfield, Jul 30, 2025 at 11:27 AM
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  12. Kiz

    Kiz Well-Known Member

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    Transfer to my account, estimated returns each year being -100% :D
     
    Kiz, Jul 30, 2025 at 11:40 AM
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  13. Hooky feller

    Hooky feller Well-Known Member

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    Me n thi Grandad are looking for returns on our contributions int mount ovver umpteen yrs. :);)
     
    Hooky feller, Jul 30, 2025 at 11:43 AM
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  14. Marc

    Marc Administrator Staff Member Admin

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    buy gold bullion and bury it in the garden
     
    Marc, Jul 30, 2025 at 12:04 PM
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  15. Kiz

    Kiz Well-Known Member

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    They’ll be a pint of lager Ont table 12:30 august 9th. Not theya by 12:45 and I’ll sup it :D
     
    Kiz, Jul 30, 2025 at 12:12 PM
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  16. Baz

    Bazza Well-Known Member

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    Hey speak of the devil , found that book about Cloughie.
    Thought ad lend it art and forgot.
    Will fetch it one of home games if you haven't read it yet.
     
    Bazza, Jul 30, 2025 at 12:12 PM
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  17. Acido Tyke

    Acido Tyke Well-Known Member

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    Yeah I have a basic with Lloyds, and I've been looking at their 'Club' upgrade.
    Im also with Santander and I've been looking at their 'Edge' upgrade.
    What I'm looking to do is put cash in and leave it, no withdrawals for six months or even a year, hopefully.
     
    Acido Tyke, Jul 31, 2025 at 6:38 PM
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  18. Jack Tatty

    Jack Tatty Well-Known Member

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    Buy a Sheffield football club and then.............
     
    Jack Tatty, Jul 31, 2025 at 6:50 PM
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  19. Durkar Red

    Durkar Red Well-Known Member

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    Spend it
     
    Durkar Red, Jul 31, 2025 at 7:05 PM
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  20. Red

    Red Rob Well-Known Member

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    Nah go high risk. I'm up 5% this week.

    Gotta speculate to accumulate
     
    Red Rob, Jul 31, 2025 at 7:35 PM
    #20
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