The best 'interest' bank accounts

Discussion in 'Bulletin Board' started by Acido Tyke, Jul 30, 2025 at 9:24 AM.

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  1. Acido Tyke

    Acido Tyke Well-Known Member

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    #1 Acido Tyke, Jul 30, 2025 at 9:24 AM
    Hey I promise I'm not asking for pin numbers here lol.
    I'm interested to know though, what everybody thinks are the best accounts these days, for the best possible extra 'interest'.
    I've only got a basic current account at the moment, with no interest!.
    And I think hey come on!!, I want my money to work better for me!!. :D
     
  2. mat

    matthirst9 Active Member

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    #2 matthirst9, Jul 30, 2025 at 9:26 AM
    CHASE currently topping up their savings account to 5% AER
     
  3. Che

    Chef Tyke Well-Known Member

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    #3 Chef Tyke, Jul 30, 2025 at 9:34 AM

    Head to money saving expert. He has a feature on it this week
     
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  4. Baz

    Bazza Well-Known Member

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    #4 Bazza, Jul 30, 2025 at 9:36 AM
    ISA can get 4.5% if you dont touch it for 12 months
     
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  5. And

    Andrew Tennant Well-Known Member

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    #5 Andrew Tennant, Jul 30, 2025 at 9:43 AM
    I'm fairly happy with my Nationwide account - they still have a branch within easy access of my house, pay me £100/year for holding a current account with them (plus another £100 for the joint account), and offer combined roadside assistance/worldwide travel insurance/mobile phone cover for significantly less than they'd cost me to buy separately.

    MoneySavingExpert have a page on the best current accounts by a number of measures - switching incentive, longer term rewards/interest, or customer service; I recommend you read there before deciding what works best for you:

    https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#switch
     
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  6. JamDrop

    JamDrop Well-Known Member

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    #6 JamDrop, Jul 30, 2025 at 10:03 AM
    Always go on moneysavingexpert for this. It will list the best ones to date and explain all the ins and outs really clearly. Check both the ‘best ISAs’ and ‘best savings accounts’ to see which ones are right for you and if it’s time to switch any that you have.
     
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  7. red

    redrum Well-Known Member

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    #7 redrum, Jul 30, 2025 at 10:13 AM
    Get a cash isa. Can put upto 20k in although I think there going to lower it soon.
     
  8. Baz

    Bazza Well-Known Member

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    #8 Bazza, Jul 30, 2025 at 10:45 AM
    I use the same mate with Nationwide.
    Free travel insurance breakdown cover etc.
    Worth every penny.
    But be careful with travel insurance it's changed to 31 days only.
    Got caught out couple o years ago with this.
     
  9. man

    mansfield_red Well-Known Member

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    #9 mansfield_red, Jul 30, 2025 at 10:50 AM
    If it's going to be in there long term I'd drip it into a stocks and shares ISA every month, into a relatively low risk fund.
     
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  10. leeupo

    leeupo Well-Known Member

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    #10 leeupo, Jul 30, 2025 at 11:25 AM
    Club Lloyds monthly saver is 6.5%. Can only put £400 a month in it.
     
  11. Arc

    Archerfield Well-Known Member

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    #11 Archerfield, Jul 30, 2025 at 11:27 AM
    If you pay tax on your savings at a high rate low coupon Gilts offer a better net return as they are capital gains free when held directly.
     
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  12. Kiz

    Kiz Well-Known Member

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    #12 Kiz, Jul 30, 2025 at 11:40 AM
    Transfer to my account, estimated returns each year being -100% :D
     
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  13. Hooky feller

    Hooky feller Well-Known Member

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    #13 Hooky feller, Jul 30, 2025 at 11:43 AM
    Me n thi Grandad are looking for returns on our contributions int mount ovver umpteen yrs. :);)
     
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  14. Marc

    Marc Administrator
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    #14 Marc, Jul 30, 2025 at 12:04 PM
    buy gold bullion and bury it in the garden
     
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  15. Kiz

    Kiz Well-Known Member

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    #15 Kiz, Jul 30, 2025 at 12:12 PM
    They’ll be a pint of lager Ont table 12:30 august 9th. Not theya by 12:45 and I’ll sup it :D
     
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  16. Baz

    Bazza Well-Known Member

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    #16 Bazza, Jul 30, 2025 at 12:12 PM
    Hey speak of the devil , found that book about Cloughie.
    Thought ad lend it art and forgot.
    Will fetch it one of home games if you haven't read it yet.
     
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  17. Acido Tyke

    Acido Tyke Well-Known Member

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    #17 Acido Tyke, Jul 31, 2025 at 6:38 PM
    Yeah I have a basic with Lloyds, and I've been looking at their 'Club' upgrade.
    Im also with Santander and I've been looking at their 'Edge' upgrade.
    What I'm looking to do is put cash in and leave it, no withdrawals for six months or even a year, hopefully.
     
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  18. Jack Tatty

    Jack Tatty Well-Known Member

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    #18 Jack Tatty, Jul 31, 2025 at 6:50 PM
    Buy a Sheffield football club and then.............
     
  19. Durkar Red

    Durkar Red Well-Known Member

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    #19 Durkar Red, Jul 31, 2025 at 7:05 PM
    Spend it
     
  20. Red

    Red Rob Well-Known Member

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    #20 Red Rob, Jul 31, 2025 at 7:35 PM
    Nah go high risk. I'm up 5% this week.

    Gotta speculate to accumulate
     
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