Unfortunately

Unfortunately I'm not going to Wembley anymore.

Thanks to my neighbour.

So, I live in a downstairs flat & a few days ago I was just laid down on the sofa watching eastenders.. I hear this dripping noose, maybe I had left the tap on.. no, I was wrong. The water was pouring out from the ceiling in the hall way. After going outside and seeing the water also pouring down from the neighbours window upstairs, it was obvious.

After an hour banging on the neighbours door, oblivious to what is happening.

"Oh sorry I think I left my tap on"


The damage - totally destroyed my ceiling, the wallpaper and my bank balance.

 

Your neighbour needs to be held accountable, surely there’s things in place for this?

 

His insurance or yours at worst should cover it?

 

Looks like a slam dunk nuisance/negligence claim, you shouldn't be paying owt here.

 

He's 87 and when I say this, I mean no disrespect.. he's senile. The amount of times that social services have been to his door is unbelievable, people concerned because he's just wandering around town at 6:30 am

 

Surely he has insurance though?

 

Just because he's senile, it doesn't invalidate his or your insurance.

 

Anyone who has experienced supporting elderly people and those with dementia, will sympathise, and I think would say thank you for not creating a fuss and taking the hit on the chin yourself, just think of it as your good deed for the day, month or year.

 

I see where you're coming from, and watching my own grandma deteriorate with vascular dementia was not fun. The thing is though, it's likely that the old boy upstairs also has substantial damage to his flat which will need sorting out. So it's not going to make much difference to him whether it's just his flat that's being repaired or both his and his downstairs neighbour's place, especially if it's the insurance dealing with it.

 

Does one of you have insurance? If so, it should be okay money-wise. Just a pain to sort.

 

DM me mate, I'll give you the money for a ticket, sounds like you've had a rough one and tried to be understanding to the poor old guy. You deserve it.

 

His insurance should pay out firstly. If he hasn't got insurance then your insurance. Does he own the flat or is it council/HA owned? And do you own your property?

 

I’m guessing your flat is leasehold and there is a monthly service charge payable to a management company.
If that is the case, then that company should have a block insurance policy for all leaseholders and pay the premium out of the service charges he/she receives.
If you are a leaseholder, have you details with the lease ?
If you are a tenant, you need to contact your landlord or the managing agent.

 

I have written him a note to get in touch with me.

He isn't answering the door.


I think the sad part is, other than social services. Nobody has been to his flat in the five years I have been there.

 

Contact one of your local Councillors...they should then contact the local 'Stronger Communities' ( if it's the same title as in my area) team...they should be aware of the old lad's situation and know if he has family etc...no guarantee any family will help but the SC team might be able to address the situation sympathetically.

 

What a fabulous gesture. Good on ya.

 

Tbh I think it could.

 

Thats why your insurance company should probably pay out at worst and they should then fight the legal aspect of it should it be required.

 

Thought you were going to say your neighbour had hung himself!

 

what a gesture.